3 Steps to Catch a Fake
Have you ever opened your email and noticed an alert from you bank asking if $XXX.XX was a recent charge to your account? Did they ask you to click a link to verify the charge? Did you click that link? Well, you may be like thousands of Americans who have been phished through a new(ish) type of scam.
Why do I say it is newish? Well, the scam has been around for a long time, the click bate scam. You get an email, with a link, you click that link and BAM thieves have total control of your information through your device. What makes this new is the method that is used to obtain that information.
Let us break it down so you can see what to look for!
An email comes in from Chase Bank and it looks just like all the other emails you have seen before. The email says, “Dear Sir or Madam, we have noticed some possibly fraudulent charges on your bank account and would like to have you verify these charges”. The email then continues to say, “Please click the following link to verify the charge of $XX.XX from SOME COMPANY”.
You say to yourself, “I didn’t buy something from SOME COMPANY for $XX.XX” so you go to click to tell them it is fraud. STOP yourself RIGHT THERE!
Time to break apart this email and see if it is in fact from your bank.
- Does the “from” address have your bank’s name in the email or does it have an address that looks to be a bit weird?
- email@example.com (less likely to be fraudulent)
- Johnseeeve2567@reposted.com (most likely to be fraudulent)
- Is the email directed to you or is it generalized?
- Dear FIRST NAME (less likely to be fraudulent)
- Dear Sir or Madam (most like to be fraudulent)
- Does the email include the last four digits of your credit card number?
- Yes (less likely to be fraudulent)
- No (most likely to be fraudulent)
If these all are true but you still have a weird feeling, contact the bank from the back of your credit/debit card or go to their site directly and check it for yourself. Clicking anything on the email could be dangerous so try and stay one step ahead of these con artists. Remember, fraud emails and phishing get more advanced each day and it is important to stay ahead of the crooks. If you would like more information on how your company can be better protect, please contact us at 303-991-2224 or firstname.lastname@example.org
Information provided by Jefferson Graham, USA TODAY – USA TODAY – Wednesday, January 1, 2020